the visitors to this Web site and New Jersey Manufacturers Insurance Company ("NJM").
By continuing to access the Web Site after the date of any modification to the Terms
of Use, you agree to be bound by the rules contained in the most recent version.
Consent to Receipt of Electronic Records
By utilizing this Web site to effect changes to your policy, you consent to modification
of your policy by means of an electronic transaction to the extent of such changes.
In addition, you consent to the electronic receipt of the following documents: Standard
Policy Coverage Selection Form; The New Jersey Auto Insurance Buyer's Guide; and
the Automobile Insurance Consumer's Bill of Rights, all of which are provided on
this Web site in electronic form, and may be saved and/or printed by you for your
records. In the alternative, if you would prefer to speak with a Customer Service
Representative to effect policy changes, and/or to obtain a hard copy of any of
the referenced documents, you may contact NJM at 1-800-232-6600.
Products and Services
The information, materials, products and services on this Web site are subject to
change. Products and services may be available only in certain geographic areas
(i.e. State of New Jersey) or lines of Insurance. Your eligibility for particular
products or services is subject to determination by and the approval of NJM. No
solicitation is made by NJM to any person to use any information, materials, products
or services in any jurisdiction where the provision of such information, materials,
products and services is prohibited by law.
Neither NJM, nor its third party content providers, warrants the accuracy, adequacy,
completeness or timeliness of the information, materials, products and services
on this Web site or the error-free use of this Web site. All information, materials,
products and services are "as is" and "as available" with no warranty of any kind,
express or implied, including but not limited to the warranties of title, merchantability,
fitness for a particular purpose and freedom from computer virus is given in conjunction
with the information, materials, products and services.
Limitation of Liability
In no event shall NJM or its third party providers be liable for any damages, losses
or liabilities, including without limitation, direct or indirect, special, incidental,
or consequential damages, losses or liabilities, in connection with your use of
this Web site or your reliance on or use of or inability to use the information,
materials, products and services on this site, or in connection with any failure
of performance, error, omission, interruption, defect, delay in operation or transmission,
computer virus or line or system failure, even if NJM or its third party providers
are advised of the possibility of such damages, losses or expenses.
Access to this Web site is intended for the Named Insured and/or the resident spouse
of the Named Insured on the referenced policy. As the Named Insured or resident
spouse of the Named Insured you agree that no others will be granted access to this
Web site and that you will guard the confidentiality of your User ID and Password
at all times. Any unauthorized attempts to access your account must be reported
immediately to NJM. You also agree that you are fully responsible for all activities
that occur while accessing your account and that all information provided will be
complete, true and accurate to the best of your knowledge.
NJM has taken all reasonable steps to protect the privacy of our customers as outlined
in Your Privacy Rights. NJM is not liable for any loss incurred as a result of an
unauthorized user gaining access to your account using your User ID and Password.
Authorized users may print a copy of the information provided on this site for their
personal use. However, any use of a non-personal nature, unauthorized reproduction
or distribution of text or graphics, downloads or links to this website are strictly
prohibited without the prior express written permission of NJM.